Financing Scheme for IPMA Graduates (SEMAi)

Basic Terms

1. Malaysian citizen and Bumiputera
2. Aged between 18-60 years
3. Have a valid business registration (SSM)
4. Operate in a business premise
5. Have a license / permit / letter of authorization from the local authority (PBT)
6. Operate a full-time business
7. Engaged in a syariah compliance business
8. Not a MARA blacklisted individual
9. Pass the psychometric test (with a score of 55% and above)

Spesific Terms

1. IPMA graduates
2. Have obtained a letter of support from the previous IPMA Management Office
3. Plan to start or upgrade a business in a field related or similar to the courses taken in IPMA; Or
4. Currently operating a business in other fields for at least six (6) months

• Revolving capital
• Purchase of machinery and equipment
• Renovation of business premises

Minimum : RM10,000.00

Maximum : RM50,000.00

1-5 years @ 12-60 months

NONE

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