Investment Sector

Investment and Subsidiaries Development Division

INTRODUCTION

The Investment and Subsidiaries Development Division (BPPS) carries out government and MARA’s policies in realising the Bumiputera Economic Empowerment Agenda focusing on enhancing equity ownership in the corporate sector and strengthening non-financial assets acquisition.

OBJECTIVES

To control, monitor and enhance Corporate Governance implementation.
To report and monitoring subsidiaries’ performance as well as the implementation and compliance with acts, circulars and directives from the government and MARA.
To identify potential MARA assets and increase asset value (unlocking assets).

ROLES

1. Corporate Governance
  - Determines policies and supervises corporate governance for MARA’s subsidiaries.
  - Acts as the facilitator for the subsidiaries.
2. Commercial Development
  - Analyses, studies and reviews the performance of the subsidiaries.
  - Identifies new economic markets to be explore for potential investments.
3. Property Development
  - Identifies MARA’s properties for commercial purposes (unlocking assets).
  - Review and recommend commercial development of MARA assets with commercial value.

Transport Industry Division

INTRODUCTION

The MARA Transport Industry Division (BIP) MARA is responsible for the Kenderaan Bas MARA (KBM) which offers a public bus service operating in rural areas to link the rural communities to the city and vice versa including the new settlement and planned land areas.

The corporatization of KBM’s operations management took place in July 2013 with MARA Liner Sendirian Berhad (MLSB) operating the bus services in an effort to enhance and improve its performance and efficiency.

OBJECTIVE

Providing safe, efficient and effective stage and express bus services including support facilities needed to connect rural and urban communities as well as new settlement, land and regional areas to accelerate the development and socio-economy of the community.

ROLES

Improving the socio-economy of the rural communities
Providing job opportunities to the local communities
Providing social transportation services

Credit Control Division

INTRODUCTION

The Credit Control Division (BKK) is part of the Investment Sector which was established since 1989. The three (3) main activities of MARA Credit Control Division (BKK) are Education Loan Repayment Collection, Business Loan Repayment Collection and Business Premise Rental Collection.

OBJECTIVE

To monitor the collection performance of education, business and multi loan repayments, as well as business premise rentals based on yearly targets.

ROLES

BKK is in charge of the following facilities:

Customer Service
- Monitoring refinancing / business financing repayment collections and enforcements.
Computers / Advances and Tracking
- Collecting and enforcing repayments of education, education fee advance and computer loans.
- Performing trace and search on JPN’s Agency Link-up System (ALIS) for death registration list.
Conversion / Deduction
- Processing applications of MARA education loan reduction (conversion).
Call Centre and Enforcement
- Making reminder calls to MARA loan defaulters.
- Managing data for loan repayment enforcement actions.
State Monitoring and Business Enforcement
- Monitoring performance of education loan, business financing and premise rental collections.
- Enforcing loan and premise rental collections.
Multi Loan Monitoring and Collection Agency
- Monitoring performance of multi loan repayment collections (for former KKTM, IKM and KPM students)
- Enforcing multi loan repayment collections (for former KKTM, IKM and KPM students)
- Issuing demands for payment of indemnity in lieu of employment termination notice by employees (for former MARA employees)