Bumiputera Export Promotion Programme (GEB)

Objectives

To provide financing facilities to assist potential Bumiputera SME entrepreneurs penetrate international markets
This scheme is a collaboration between MARA and SME Corporation Malaysia

Terms and Conditions

Basic Terms

Own a private limited (Sdn. Bhd.) company with 100% company equity
Meet the SME definition as follows:

Manufacturing sector

Annual sales of less than RM50 million OR less than 200 full-time employees

Services Sector and others

Annual sales of less than RM20 million OR less than 75 full-time employees
Have been operating the business for at least three (3) years
Operate in a valid business premise
Obtain a SCORE rating of 3-star and above
Obtain a required certificate / certification for export business transactions
Products / services are made in Malaysia (at least 40% local content)
Aged 21-60 years for all Board Members
A satisfactory company credit status based on the CCRIS / RAM / CTOS reports
Engaged in a syariah compliance business

Scope of Financing

Financing Limit

Financing Period

Guarantee / Collateral

Guarantee
One or more guarantors with a monthly fixed income of not less than 3% of the total financing applied

Or

Collateral
Land collateral with Forced Sale Value of at least 10% of the financing applied

Or

Fixed Deposits
Islamic fixed deposit (General Investment Account) based on 10% of the financing value

Or

Combination of all three
Financing to private limited (Sdn. Bhd.) companies requires guarantee/ assurance of all the Board Members

Profit Rate

ONLINE APPLICATION