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    Majlis Amanah RakyatMenu
    • ENTREPRENEURSHIP

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        Provide various entrepreneurship training programs, business advisory services, marketing and technoentrepreneur development, commercial infrastructure and business financing
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      6. Business Certification Financing Scheme (CERT)»

      Business Certification Financing Scheme (CERT)

      Objective
      Terms and Conditions
      Scope of Financing
      Financing Limit
      Financing Period
      Guarantee / Collateral
      Profit Rate
      Objective
      • Provide funds / financial support  to entrepreneurs in the pursuit of halal certification.
      Terms and Conditions
      • Recognised or registered business companies with the Companies Commission of Malaysia (SSM) owned by Bumiputera including Malay , Orang Asli or Indigenous People of Sabah and Sarawak.
      • Malaysia citizen aged 18 to 60 years old on the date of application;
      • The business has been in operation for not less than six (6) months on a full-time basis;
      • Have a valid business register from the Companies Commission of Malaysia (SSM) and/or a business license from the Local Authorities (PBT) for Sabah and Sarawak;
      • Have a license / permit / permission letter from the Local Authority (PBT) and other necessary licenses according to the type of business or enterprise;
      • Have business premises. If the business premises are rented, a tenancy agreement letter with the legal owner of the premises is required. Rental on a ‘sublet’ basis is not allowed;
      • Own capital contribution or paid-up capital of not less than ten percent (10%) of the project cost;
      • Syariah-compliant business; andFree from MARA Blacklist.
      Scope of Financing
      • Renovation of business premises
      • Purchase of equipment
      • Other costs associated with obtaining certification
      Financing Limit

      RM100,000.00

      Financing Period

      7 years @ 84 months

      Guarantee / Collateral
      • Collateral
        Land collateral with Forced Sale Value of at least 10% of the financing applied

      Or

      • Guarantee
        Must be at least one   guarantor with a monthly fixed income of not less than 3% of the total financing applied

      Or

      • A combination of both

      Or

      • Fixed Deposits
      • All the Board Members of private limited (Sdn.Bhd.) company, are required to sign the guarantee / assurance letter.
      Profit Rate

      4%

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