Business Certification Financing Scheme (CERT)

Objective

Provide funds / financial support to entrepreneurs in the pursuit of halal certification.

Terms and Conditions

Recognised or registered business companies with the Companies Commission of Malaysia (SSM) owned by Bumiputera including Malay , Orang Asli or Indigenous People of Sabah and Sarawak.
Malaysia citizen aged 18 to 60 years old on the date of application;
The business has been in operation for not less than six (6) months on a full-time basis;
Have a valid business register from the Companies Commission of Malaysia (SSM) and/or a business license from the Local Authorities (PBT) for Sabah and Sarawak;
Have a license / permit / permission letter from the Local Authority (PBT) and other necessary licenses according to the type of business or enterprise;
Have business premises. If the business premises are rented, a tenancy agreement letter with the legal owner of the premises is required. Rental on a ‘sublet’ basis is not allowed;
Own capital contribution or paid-up capital of not less than ten percent (10%) of the project cost;
Syariah-compliant business; andFree from MARA Blacklist.

Scope of Financing

Financing Limit

Financing Period

Guarantee / Collateral

Profit Rate