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      Industry Value Chain Development Programme – (PRiN)

      Objectives
      • To contribute to the growing number of Bumiputera entrepreneurs in middle-class business in preparation for becoming a top entrepreneur and eventually a global player
      • To strengthen the participation of Bumiputera entrepreneurs throughout the industry value chain, and push them to a higher level to eventually become the small scale support for Top Entrepreneurs and form a niche market
      Terms and Conditions

      Basic terms

      1. Malaysian citizen and Bumiputera
      2. Aged between 21-60 years
      3. Have gained enough experience / knowledge in the ventured business
      4. Have a valid business registration (SSM)
      5. Operate in a business premise
      6. Have a license / permit / letter of authorization from the local authority (PBT)
      7. Operate a full-time business
      8. Engaged in a syariah compliance business
      9. Not a MARA blacklisted individual
      10. Able to contribute own capital of not less than 10% of the project cost

      Specific Terms

      1. A private limited (Sdn. Bhd.) company with Bumiputera status in which the Bumiputera equity / ownership must be at least 60%
      2. Able to produce current Audited Financial Statements for three (3) consecutive years
      3. Have never received any facilities under INTEP, Smart Auto or KPP or PITT programmes
      Scope of Financing
      • Revolving capital
      • Purchase of machinery and equipment
      • Renovation and image enhancement of business premises / factories
      • Commercialization of products and services
      Financing Limit

      RM1,000,000.00

      Financing Period

      1-10 years @ 12-120 months

      Guarantee / Collateral
      • Guarantee
        One or more guarantors with a monthly fixed income of not less than 3% of the total financing applied

      Or

      • Collateral
        Land collateral with Forced Sale Value of at least 10% of the financing applied

      Or

      • Fixed Deposits
        Islamic fixed deposit (General Investment Account) based on 10% of the financing value

      Or

      • Combination of all three
      • Financing to private limited (Sdn. Bhd.) company requires guarantee/ assurance of all the Board Members
      Profit Rate

      2% (fixed rate)

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      Last update: 31 March 2023 at 12:26:37

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      Result of application for the 2023 MRSM intake

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