Financing Scheme for IPMA Graduates (SEMAi)
Objectives
- To provide business financing for IPMA graduates to operate a commercial business
Terms and Conditions
Basic Terms
- Malaysian citizen and Bumiputera
- Aged between 18-50 years
- Have a valid business registration (SSM)
- Operate in a business premise
- Have a license / permit / letter of authorization from the local authority (PBT)
- Operate a full-time business
- Engaged in a syariah compliance business
- Not a MARA blacklisted individual
Spesific Terms
- IPMA graduates
- Have obtained a letter of support from the previous IPMA Management Office
- Plan to start or upgrade a business in a field related or similar to the courses taken in IPMA; Or
- Currently operating a business in other fields for at least six (6) months
Scope of Financing
- Revolving capital
- Purchase of machinery and equipment
- Renovation of business premises
Financing Limit
Minimum : RM10,000.00
Maximum : RM50,000.00
Financing Period
1-5 years @ 12-60 months
Guarantee / Collateral
NONE
Profit Rate
4%
Majlis Amanah Rakyat (MARA)
21, Jalan MARA
50609 Kuala Lumpur
MARA Hotline : 03-26132000
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